I am a Mortgage Loan Originator who t works for Home Point Financial and can assist people with residential mortgages across 21 states. I specialize in assisting people with unique purchase and refinance situations and have access to multiple products that most banks don't have. We are not a broker shop and service our own loans. We do not charge any up-front fees to discuss what options you have or move forward with an application. Contact me today to review your situation and I will let you know what options you have.